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Did you know that under the Fair Credit Billing Act rules, your liability for lost or stolen credit cards is limited to $50. If the loss involves only your credit card number (not the card itself), you have NO liability for unauthorized use. It's best to notify your card issuer promptly upon discovering the loss. Many companies have toll-free numbers and 24-hour service to deal with such emergencies. Always follow up with a letter and keep a copy for your records.

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